How much can I get?
Programs run from $5,000 to $5,000,000. Most first positions are sized against your monthly deposits.
Up to $5M in as little as 48 hours
Capital that moves at the speed your business actually needs it
Our lending desk funds inventory, equipment, payroll, build-outs and expansion when a bank timeline would cost you the opportunity. Approvals are underwritten on business performance, not just a credit score.
Who it's for
- Owners who need working capital in days, not quarters
- Businesses turned down by a bank for credit history or time in business
- Merchants funding equipment, a second location or a big inventory buy
What's included
- $5K – $5M
- Funded in 24–48 hours
- Credit-challenged programs
- Renewals & stacking reviewed
How it works
- 01
Quick application
A short form plus three to six months of bank statements. No tax returns for most programs.
- 02
Offers in hours
We shop your file across our funding partners and bring back the real options — amount, term and total cost side by side.
- 03
Funded in 24-48 hours
Sign electronically and the funds hit your account, often the same or next business day.
- 04
Renew as you grow
Pay down far enough and we review you for a renewal or a larger position at better terms.
Questions
Capital & Business Lending FAQs
What credit score do I need?
We have programs for credit-challenged owners. Performance in your bank account matters more than the score.
Will applying hurt my credit?
Pre-qualification uses a soft pull. A hard pull only happens if you move forward with a specific offer.
Industries that use this
Other services
No obligation
Send one statement. We'll show you the real number.
No pressure and no obligation — just a clear side-by-side of what you pay today and what you'd pay with us.